Primer on Lawyers’ Errors and Omissions Insurance

Apart from the licence to practice law, Canadian lawyers need to carry mandatory errors and omissions insurance.  Despite its importance to every private practitioner’s business, the subject attracts little attention until the former client serves the writ.  Most have never read their standard policy.  The rule making insurance compulsory comes from the legal regulators’ statutory mandates to protect the public against – you guessed it – you!  But as an insurance policy, it is written to protect you from claims against you arising from your practice.  My paper, Legal Professional Negligence and Insurance, provides some insights in navigating this forbidding topic.

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